Repairs now. Pay over time.
A surprise repair shouldn’t mean a hard choice. Spread the cost into manageable monthly payments through our trusted lending partners.
Sunbit
Pay over time, approved in seconds.
- 85%+ approval rate
- No hard credit check to see options
- Apply at the counter with your license
Plans typically 3–12 months. See provider for APR.
DigniFi
Financing for bigger repairs.
- Up to $7,500
- Prequalify with no impact to credit
- 90-day deferred-interest option
Subject to credit approval by DigniFi.
Synchrony Car Care
A card for all your car needs.
- Promotional financing on qualifying repairs
- Reusable for future service
- Accepted at thousands of locations
Subject to credit approval by Synchrony Bank.
Three steps.
Get your estimate
We diagnose and give you a clear, written price — free.
Check your options
Many plans let you see your rate with no impact to your credit.
Approve & drive
Get the repair done now and pay in comfortable monthly installments.
Financing questions.
Yes. Diagnostic scans and estimates are free, and the diagnostic fee is typically waived when you have the repair done with us. You’ll always get the price in writing before work begins.
Yes. We partner with Sunbit, DigniFi, and Synchrony so you can pay over time. Many options let you check your rate with no impact to your credit, and approvals are fast — often right at the counter.
Financing is provided by third-party lenders (Sunbit, DigniFi, Synchrony) subject to credit approval. Torque Autoworks is not a lender. Terms shown are examples.